So you're at the bank, after waiting nearly an hour, even if you make an appointment, thinking of all the extra money you have after the credit card loans processed and approved. Your child may eventually go to soccer practice, your daughter can finally go to college and her husband and can install whatever they wanted for years jacuzzi. But think of the bad credit history you have, until you lose your car payment, a little damper on your credit history ... not to mention all the delays in payments by cell phone. You might be tempted to tell a lie when completing the loan application.My sister Eliza and I were talking about this and she said she worked as a loan officer at the bank
He laughed aloud when he exclaimed: "Girl, I'm the boss of everyone." As he continued, he cited the cases heard countless excuses, lies and lies on application forms. The two most common places that people stretch the truth a question of credit for the work and residence, marital status, and points. Coincdentally, these are the places this is important information lender.Eliza comments, "I saw everything from their parents by putting the address, even if you have moved away 15 years ago, putting a girl's name, even if you have been happily married for 5 and list your part of the canon, if you roommate is. "Participate in a work of information is another very important work that can lead to problems if the differences arise
Sometimes the bank gives the borrower until the original approval. The problem arises when the holding company will start checking all the information a credit application and start to find the differences. Generally, the customer must drive the "new car" or have purchased a "new car", during which the bank will go through this process, comes a case of restoration. One of the worst feelings in the world, you may need to call the customer and let them know that should bring the car back because the loan has fallen through.If you are inclined to tell a white lie on credit applications - for example, giving the address of your parents' and others - remember that all borrowers have access to the credit file, which may be reviewed in the application.
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